About Short Sales

Choose Your Lot

Finding the land you are going to build your home on can be one monumental step. Not only will you need to find out if the parcel is eligible for a building permit, any applicable taxes and what the parcel is zoned for, but you will also have to get it for a price that fits your budget.

Construction Loans

Banks, credit unions, and mortgage lending companies will give you finance options for your home. Prices range depending on the type and size of home you are planning to have built. Using an architect to draw up your plans will help you get the base price down. Your money lender will always want to see the home plans before lending you any money.

Carefully Choose Your Architect

From California to New York to Arkansas, home plans include foundation, framing, siding, plumbing and electrical details, and can range from as little as $600, to as much as several thousand. Hiring the wrong architect can cause you several severe problems, so don’t do it hastily. Then take these plans and prices to your lender, and see what they will offer you in terms of financing.

Don’t Be Too Rigid

Building a custom home is no simple task. The building of your home is often dependent on issues that are outside of your control, such as weather conditions or availability of products needed. It will take you a long time to complete the project so don’t be impatient or pushy with your subs.

Following through to the end of the project is the goal, so don’t take your eye off the ball. As with so many other things in life, you just have to keep pushing and step by step you will reach your goal and complete building your dream home. If you don’t spend time doing this you may wash out at some phase, and that can cost you thousands of dollars.

Understand that this is a simple outline. Plan on using all of your time, in one way or another, to teach yourself as much as you can about construction in general, and you will be far ahead of your competition.

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Select Your Building Lot

Finding the land you are going to build your home on can be one monumental step. Not only will you need to find out if the parcel is eligible for a building permit, any applicable taxes and what the parcel is zoned for, but you will also have to get it for a price that fits your budget.

Finding The Money

Typically banks, mortgage and home loan companies or credit unions can loan you the money, or you can find an investor. You can have any number of modifications installed, or eliminated from the plan, to change the price your home will cost you. Using an architect to draw up your plans will help you get the base price down. Your lender will need the drawings to approve any loans.

Architects Are Vital

From California to New York to Arkansas, home plans include foundation, framing, siding, plumbing and electrical details, and can range from as little as $600, to as much as several thousand. It is always best to screen at least three applicants before you hire any professional and architects are no different. Then take these plans and prices to your lender, and see what they will offer you in terms of financing.

Don’t Be Too Rigid

Building a custom home is no simple task. Factors that may effect the rate at which your home is constructed can range from weather to labor disputes so be pro-active if they pop up. You need to be flexible and patient, and know that in order to have your dream home built, it will take time.

Following through to the end of the project is the goal, so don’t take your eye off the ball. Making sure to keep the ball rolling until you are finished will help you stay focused on completing the project in a timely fashion. Failing to finish a project like building a home, on time, can cost you thousands in fees and penalties so plan ahead.

Of course, this is just a general outline. Spending you time learning about construction and improving on your own knowledge base will help you understand what is going on in each phase, and keep you in the know on your home construction.

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